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Terms of Service

Last Updated: January 2025

Ziwio Terms of Service

Last Updated: January 2025

1. Acceptance of Terms

By accessing or using Ziwio ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

Ziwio is a comprehensive blockchain and cryptocurrency application that provides:

3. Eligibility

You must be at least 18 years old to use Ziwio. By using the App, you represent and warrant that:

4. Wallet and Private Keys

4.1 Self-Custody

Ziwio is a self-custodial wallet. You are solely responsible for:

4.2 No Recovery

IMPORTANT: Ziwio does not store your private keys or seed phrases. If you lose your credentials, we cannot recover your wallet or funds. You are responsible for securely backing up your seed phrase.

4.3 Wallet Security

You agree to:

5. Financial Services

5.1 Trading Services

5.2 No Investment Advice

5.3 Risk Disclosure

Cryptocurrency and blockchain investments involve substantial risk, including:

6. Third-Party Services

Ziwio integrates with third-party services including:

You agree to comply with the terms of service of all third-party providers. We are not responsible for third-party service availability, accuracy, or actions.

7. Fees and Charges

7.1 Network Fees

You are responsible for all blockchain network fees (gas fees, transaction fees) required to process your transactions.

7.2 Third-Party Fees

Third-party services (exchanges, bridges) may charge their own fees, which are separate from Ziwio.

7.3 No Hidden Fees

Ziwio does not charge hidden fees. All applicable fees will be disclosed before you confirm a transaction.

8. Prohibited Activities

You agree NOT to:

9. NFT and Token Launchpad

9.1 User-Generated Content

9.2 No Endorsement

Ziwio does not endorse any user-created tokens or NFT collections. We do not verify the legitimacy, value, or compliance of user-generated assets.

9.3 Smart Contract Risks

Tokens and NFTs are governed by smart contracts. You acknowledge that smart contracts may contain bugs or vulnerabilities.

10. Real World Assets (RWA)

11. Intellectual Property

11.1 Ziwio's Rights

All App content, design, logos, and trademarks are owned by Ziwio. You may not use our intellectual property without permission.

11.2 User Content

You retain rights to your content but grant Ziwio a worldwide, non-exclusive license to use, display, and distribute it within the App.

12. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

13. Disclaimers

13.1 "AS IS" Service

ZIWIO IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

13.2 No Guarantees

We do not guarantee:

13.3 Network Risks

Blockchain networks may experience:

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZIWIO SHALL NOT BE LIABLE FOR:

15. Indemnification

You agree to indemnify and hold harmless Ziwio, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

16. Termination

16.1 Your Rights

You may stop using Ziwio at any time. Your wallet and funds remain accessible through your seed phrase.

16.2 Our Rights

We reserve the right to:

16.3 Effect of Termination

Upon termination, your wallet remains accessible via your seed phrase, but you may lose access to App-specific features.

17. Dispute Resolution

17.1 Governing Law

These Terms are governed by applicable laws in your jurisdiction, without regard to conflict of law principles.

17.2 Arbitration

Any disputes shall be resolved through binding arbitration, except where prohibited by law.

17.3 Class Action Waiver

You agree to resolve disputes individually and waive the right to participate in class actions.

18. Changes to Terms

We may update these Terms at any time. Continued use of the App after changes constitutes acceptance of the updated Terms. Material changes will be notified through the App.

19. Regulatory Compliance

19.1 AML/KYC

Certain features may require identity verification to comply with anti-money laundering (AML) and know-your-customer (KYC) regulations.

19.2 Geographic Restrictions

Some features may not be available in all jurisdictions due to regulatory restrictions.

19.3 Tax Obligations

You are responsible for determining and paying all applicable taxes on your transactions.

20. Contact Information

For questions about these Terms, please contact:

Email: arseniospapa@gmail.com Website: www.ziwio.net

21. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

22. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ziwio.

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By using Ziwio, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.